As classic car owners, we’re familiar with strangers approaching us at gas stations, eager to share stories about the ’67 Mustang their dad once owned or the ’69 Camaro they wish they’d never sold. We know the rumble of a well-tuned V8 firing to life on a Sunday morning, and the satisfaction of finally tracking down that elusive original part. Classic cars are time machines, conversation starters that bring enjoyment to owners and admirers alike, and are often the culmination of years of meticulous restoration work and weekend garage sessions.
Classic cars hold a special place in the automotive culture, with unique values and considerations that deserve equally specialized attention. That’s where purpose-built classic car insurance makes all the difference, through coverage specifically designed for the collector car community.
Comprehensive Protection for Collector Vehicles
OpenRoad Insurance understands that classic cars live in a world of their own. While your daily driver might follow predictable depreciation curves, that pristine ’70s muscle car in your garage tells a different story entirely. OpenRoad Insurance has crafted its coverage specifically around these realities.
Agreed Value Coverage forms the cornerstone of OpenRoad Insurance’s approach. Instead of leaving your car’s worth to chance, you and OpenRoad Insurance establish its true value up front. This means considering everything that makes your classic special, from those matching numbers, the documented provenance, the quality of that frame-off restoration you completed last spring or even the historical significance of that particular model year. When you’re covered through agreed value, your meticulously maintained classic is valued as the automotive icon it is, not just as a vehicle that happens to be 55 years old. The difference matters, especially when you’ve invested countless hours ensuring every detail is period-correct.
Whether you’re working on a barn-find 911 or treating yourself to a professional rotisserie restoration, OpenRoad Insurance’s Vehicles Under Construction Coverage evolves with your project, with coverage reflecting your growing investment. And because any serious restoration requires serious tools, they’ll protect the equipment that makes quality work possible.
Beyond collector-specific protections, your classic car still needs coverage for everyday driving realities. OpenRoad Insurance provides all the essential coverage any vehicle requires, including collision protection, comprehensive coverage, plus liability and medical coverage that meets your state’s requirements.
Ease and Speed of Doing Business
OpenRoad Insurance was founded on the idea of making your experience as smooth as possible. Their team understands that classic car owners have busy lives between work, family, and weekend garage sessions, so they’ve built multiple touchpoints to serve you. Their online portal allows you to update your policy at any time. And if you prefer to discuss coverage options with someone who actually knows the difference between a numbers-matching 340 and a replacement block, their specialists are just a phone call away, with no lengthy hold times or endless phone trees.
This customer-first approach is shown in the feedback that OpenRoad Insurance receives. They maintain a perfect 5-star rating on Google Reviews, with customers consistently praising both their expertise and responsiveness. While industry satisfaction metrics often hover in mediocre territory, OpenRoad Insurance’s customer advocacy scores rank in the top tier.
One customer summed it up this way: “Simple to use, fast to get coverage and very affordable rates! Who wouldn’t recommend such a company!!” For many collectors, that combination of simplicity, speed and value shows why working with OpenRoad Insurance feels effortless and inspires confidence.
Maximum Value Without Compromise
OpenRoad Insurance recognizes the reality for those customers who don’t rack up miles daily driving their classic, and tailors their policies accordingly. Their specialized approach means you’re not paying daily-driver rates for a car that sees the road a fraction of the time. Instead, you get comprehensive protection that reflects your classic’s actual usage pattern — competitive pricing that doesn’t ask you to compromise on the coverage quality your investment deserves.
Protecting Your Point-of-Pride
Founded by car collectors for car collectors, OpenRoad Insurance makes every company decision, from coverage features to partnerships, with a collector’s benefit in mind. That’s why OpenRoad Insurance is the best investment for protecting a classic car. It’s not just a good price; it’s a smart one, too.
Explore OpenRoad Insurance’s classic car coverage, and partner with an insurance company that shares your commitment to protecting your special vehicle.
